This new Capital One Lounge is also home to a few other firsts, including the first "flagship"-branded outpost in the issuer's network, the first with a cheesemonger, the first with a reimagined bodega-style grab-and-go counter, the first to measure nearly 13,500 square feet and much more.
As you can probably already tell, Capital One pulled out all the stops for its first New York outpost. While the issuer might tell you it's because New York is such an important market for its cardmembers, the truth is that JFK, and Terminal 4 in particular, is perhaps the most competitive airport for credit card-branded lounges.
Here's everything you need to know about this brand-new lounge opening Thursday, June 19.
Capital One Lounge JFK access
The $395-
per-year Capital One Venture X Rewards Credit Card is the primary way most travelers can access a Capital One Lounge.
Given the changes coming for authorized user and guest access, being a primary Venture X cardholder will become the most practical way to access airport lounges.
Starting Feb. 1, 2026, the Venture X will no longer provide complimentary lounge access to authorized users, nor will it offer automatic complimentary guest access to Capital One Lounges and Capital One Landings for primary cardholders.
Primary cardholders will have the option to pay $125 annually for each authorized user to maintain access to all lounges included with the card (Capital One Lounges, Capital One Landings and Priority Pass lounges). Primary cardholders who want to bring guests into the lounge will need to spend $75,000 a year on their card to unlock this benefit.
The new Capital One Lounge is the first in the network to be open 24/7. While that might be a bit surprising — especially since Terminal 4 only sees a handful of departures between 12 a.m. and 5 a.m., according to Cirium timetables — Capital One didn't actually have a choice in the matter.
One of the nonnegotiable aspects of its lease was that the lounge space must be open around the clock.
The Capital One Lounge at JFK is in the airport's iconic Terminal 4, home primarily to Delta Air Lines' big hub operation, as well as a slew of other international carriers.
If you're flying from Terminal 4, you'll find the lounge just past security on the departures level, which is one level below the entrances to the American Express Centurion Lounge, the Chase Sapphire Lounge and the Delta One Lounge.
The Capital One Lounge is in the central corridor connecting the A and B gates in Terminal 4, but it is a bit closer to the B pier. Either way, expect a long walk to the end of either the A or B pier and plan your visit accordingly.
If you're not flying from Terminal 4, you could theoretically use the lounge before departure by taking the AirTrain from another terminal, but you'll need to clear security twice and allot enough time to make it back to your departure terminal before your flight.
By Zach Griff
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