Showing posts with label Best Places to Live Overseas in 2018. Show all posts
Showing posts with label Best Places to Live Overseas in 2018. Show all posts

Monday, April 16, 2018

9 English-Speaking Islands That Are Perfect For Travel, Life or Retirement…

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By Kathleen Peddiord and the Editors of Live and Invest Overseas

This list of islands that speak English will be helpful for anyone who is looking for the benefits of island life with some of the familiarity of home. Visit or relocate to any of these islands and you can relax, knowing you will be able to communicate with the local people. Integrating into the local community and making friends outside of the usual expat circles is vital for anyone overseas. The ability to converse in your mother tongue with the locals is not to be underestimated. For those who are keen to learn, many of these islands speak more than one language. You can learn a new language with the safety net of being able to revert back to English if you get stuck!
Here at Live and Invest Overseas we like to think of ourselves as impartial, so it would be remiss of me not to mention some of the downsides to living on an island in the sun. The salt in the air means things will rust more quickly. Not only cars and BBQs but also computers and frying pans. Your favorite U.S. products will have to be imported and will cost far more than you would expect to pay at home.
If you are adaptable this can be beneficial though. Local seasonal produce is generally inexpensive and also delicious. Most fruit and veg you are used to buying from the supermarket has been picked before it is ripe then flown half way across the world in a chiller. Tasting fresh food which is perfectly ripe and picked that morning can be a revelation.
The list of Islands that speak English has something for everyone and moving to a country where you speak the language can make moving overseas that little bit less daunting.
Islands of Belize
Formerly known as British Honduras, Belize is the only English speaking nation in Central America. The islands in Belize are known as Cayes and there are around 450 in total. Ambergris Caye is the largest and most developed of these islands.
English is the official language and widely spoken here. The native language is Kriol and the locals will appreciate any attempts to learn. The currency is the Belize dollar which is conveniently locked at $2 Belize to $1 U.S. Most places list prices in U.S. and Belize dollars which is convenient. You can generally spend both currencies here. Spending large notes can sometimes be tricky and there is often a minimum spend enforced if you wish to use a note above the value of $20.
The average temperature in Belize is 29 degrees Celsius and the weather is hot year-round. Mainland Belize is one of the least densely populated places on earth and while the islands are slightly more populous they are still uncrowded in comparison with other Caribbean islands.
Belize is a great location for diving and sports fishing. The coral reef in Belize is the second biggest in the world and home to more than 400 species of fish.
The Belizeans are generally welcoming and ex pats say they have been made to feel welcome. There are no restrictions on foreigners owning property here. There is also a refreshing lack of ‘red tape’ in Belize so if you are someone who likes to do your own home improvements you can make excellent progress. Builders move at a slower pace than in the U.S. though. Many of the ex-pats who move here are looking for an ‘off the grid’ lifestyle but luxury units and beachfront property is also available at competitive prices.
Malta
Malta is located in the central Mediterranean, south of Italy. It is an island with a rich history and a favorite with holiday makers in Europe.
Malta has two official languages which are English and Maltese. All the locals speak Maltese and it is estimated that nearly 90% of the population speak English. Business transactions and official documents use English. Due to Malta’s close proximity to Italy the language is spoken with an Italian accent. Indeed many people here speak Italian as well as English and Maltese. The currency of Malta is the Euro which was adopted in 2008.
Plenty of accommodation is available, both rental and purchase. Expat areas can be very expensive so look around for the best value. As Malta speaks English integrating into the local community will not be a problem.
For employment opportunities there are lots of international companies. They are generally keen on multilingual people, the more languages you speak the better your chances of getting a top job here.
Malta is a safe place to live with great healthcare (private healthcare particularly cheap) and low monthly bills. The climate is mild and warm year-round and on average Malta receives around 3000 hours of sunshine per year. The Mediterranean is beautifully clear here and the shipwrecks that have accumulated over the years make Malta a haven for divers. Malta also has a number of great walking routes.
Islands of Malaysia
Although English is not an official language of Malaysia it is widely spoken. Many people here speak ‘Manglish’ which blends vocabulary from the different languages. For example, ‘Wei macha, you want makan here or tapau?” (Do you want to eat here or take out?) contains Tamil, English, Malay and Chinese.
The Malaysian currency is called the ringgit but everyone refers to it as dollar. In major shopping centers you can buy your goods with the U.S. dollar but everywhere else you will need to use the ringgit.
Malaysia has a tropical climate. This means hot and humid year-round with an average temperature of 27 degrees Celsius and nearly 100 inches of rain falling every year. As the days are so hot, the people like to take advantage of the cooler temperatures in the evening by having late suppers. Around 11pm the outdoor cafes will be busy with people eating their supper and socializing. This late supper is a tradition in Malaysia and forms an important part of the culture. For an expat moving here this is something to attend when possible if you want to become part of the local community.
Malaysia has the tallest towers in the world, The Petronas Towers which dominate the Kuala Lumpur’s skyline. It has amazing street food which incorporates the many styles of food. You can eat cheaply and well at these stalls and sample a range of unfamiliar foods at the same time.
We recommend checking out the islands of Pulau Pangkor, Penang (George Town, in particular), or Langkawi.
Barbados
Barbados has long been popular with tourists and is one of the quintessential blue seas, white sands location. Originally a British Colony, Barbados gained her independence in 1966 although she retains Commonwealth status. Barbados has had uninterrupted parliamentary governance dating back to 1639 which makes it one of the oldest parliaments in the world. The currency is the Barbadian dollar or Bajan dollar and is fixed at $2 Barbadian to $1 U.S. Most places will accept U.S. dollars but you will get more for your money using the local currency.
Barbados is warm and sunny year-round and has an average daily high of 30 degrees Celsius. A sea breeze makes the temperature and humidity bearable and also makes for excellent sailing and windsurfing. Barbados is the most developed nation in the Caribbean and has pure drinking water. The flip side to this is that it is the most expensive Caribbean destination and also the most densely populated.
[Lower-Cost Alternative: Try the Dominican Republic]
Barbados is especially popular as a holiday destination with the rich and famous. The island also boasts a huge population of Mongoose. These were bought over to control the rat populations which were destroying the farmer’s sugarcane. The snakes on the island were not able to eat the rats quickly enough so the Mongoose were bought in to help. However, the Mongoose hunt during the day whereas the rats come out at night so it is debatable how much help they Mongoose have provided.  
Gibraltar
Located on the south of Spain, Gibraltar has been a British territory since 1713. Although it's not technically an island, it is sort of on an island by itself. Gibraltar basically self-governs now but military and defense matters are still decided by the British. Gibraltar has its own language, Llanito which can be very difficult to understand. Luckily everyone also speaks English. The currency is the Pound sterling.
The winters here are mild and the summers are hot and very dry. You can spend time on the beaches, which were artificially constructed using imported sand. British artifacts such as red telephone boxes are found here and Gibraltar gives you an idea of what Britain would be like with more sun. The country comes to life in the summer months and also provides easy access to the rest of Spain. Gibraltar opened its first university in 2015 and is considered an idyllic place to live for young people.
During World War 2 it was an important military base, guarding the entrance to the Mediterranean Sea which narrows to around 8 miles at Gibraltar. The country is famous for its population of Macaques. Known as the ‘Apes of Gibraltar’ these are actually monkeys and are the only wild monkeys to be found anywhere in Europe. They were introduced before the British arrived and it is said that if the apes leave, the British will as well.
Islands of Fiji
Formed by volcanic activity in the South Pacific, Fiji was established as a British colony during 1874. She gained independence in 1970 and became part of the Commonwealth. In 1987 she became a republic after a military coup and in 2014 Fiji gained a democratic government. The currency is the Fiji dollar although U.S. dollars are generally accepted.
Fiji is made up of 333 islands which contain jungle, mountains, beaches and grassland for rugby pitches. Fiji is the number one rugby nation in the world, with the highest percentage of its population playing professional rugby than anywhere else. If Fiji are playing a 7s or International game then the country will come to a standstill. Fiji has a warm if rainy climate and is a premier destination for surfing, kitesurfing and diving.
Fiji was formerly a cannibal island and a missionary named Rev. Thomas Baker was eaten during a visit. His crime was the insulting behavior of touching someone on the head. The head is considered sacred in Fiji and touching someone on the head is a serious faux pas. While you won’t be eaten if you make that mistake nowadays it’s still best avoided. If you are interested, it is possible to buy souvenirs such as brain pickers and cannibal forks!
The Fijians are now regarded as one of the friendliest people in the world and you will be welcomed here with a big smile wherever you go.
St. Kitts and Nevis
Located in the Leeward Islands of the West Indies, Saint Kitts and Nevis is the smallest sovereign state in the Western Hemisphere. It is a commonwealth country, and Queen Elizabeth II is the head of state. It was discovered by Christopher Columbus in 1493 and is called the Mother Colony as it was the first island in the West Indies to be settled by Europeans. The currency is the Eastern Caribbean dollar but the U.S. dollar is widely accepted. As with the other countries on this list you will get better value for money using the local currency.
The island has white sand beaches, a tropical climate and mountain slopes covered in forest, with streams running down them. You will find both white beaches and black volcanic beaches depending which side of the Island you visit. St Kitts and Nevis is an attractive destination for tax purposes and if you have money to store offshore then it is definitely a location to consider. The cost of living is similar to the U.S., however jobs are not easy to find so St Kitts is a better destination for retirement or for those with savings. A seaport is being developed in Nevis which will bring extra money into the economy.
St Kitts was originally a tobacco plantation and although it later switched to sugar cane, tobacco still grows wild in some areas.
Australia
Officially the commonwealth of Australia, it is the largest island in the world. Until the British arrived in the 18th Century Australia was inhabited by indigenous Australians known as the Aborigines. In 1901 the common wealth was founded and since then a stable democratic political system has been in place. The currency is the Australian dollar which is the only money accepted in Australia.
Surrounded by the Indian and Pacific Oceans most of the population of Australia is located on the coast. The interior is a huge arid land known as the bush which is practically deserted. Australia is one of the least densely populated countries in the world and has a population the size of New York spread over an area nearly as big as the U.S. This translates as population of approximately 2 people per square kilometer.
With over 12,000 miles of coastline Australia has some of the world’s best beaches and is a premier surf destination. Australia is a great choice for people who enjoy an active lifestyle and more than 70% of the population do at least one sporting activity every week.
Australia is one of the most biodiverse countries in the world. Several species are only found in Australia and it also has the two only egg laying mammals in the world. Scarily Australia has more species of venomous snake than non-venomous. In addition there are many deadly spiders and scorpions as well as huge salt water crocodiles. Sharks patrol some of the beaches and box jellyfish are also a hazard of swimming here. Not only that but Australia has a plant which will make you vomit just by touching it and has a sting potent enough to kill a horse.
Ireland
Ireland is made up of two countries, Northern and Southern Ireland. Located West of Great Britain it is known as the ‘Emerald Isle’ due to the lush green grass which abounds. Ireland has had a human presence since 10,500 BC and the Gaelic culture evolved during the first century A.D. Most of the big towns such as Dublin, Cork and Waterford were established by Vikings raiders during the 9th century.
Over 40 million people of Irish descent are in the U.S. and if you have just one Irish grandparent you are eligible for citizenship. This means you can qualify for an E.U. passport and are able to work or live anywhere in the European Union.
The climate in Ireland is generally mild with a lot of rain. It is the rain which keeps the grass green here and in 2007 40 consecutive rainy days were recorded. Property prices took a hit after the 2008 economic crash but have been recovering recently. They are expected to rise in future and property in Ireland could be a good long term investment. The economy is modern and reliant on international trade with job opportunities available to those with the right qualifications.
And that concludes our list of top English-speaking islands. Whether you’re looking for a spot to live, retire, or just take a nice vacation, these island destinations will give you a comfort and piece of mind that you’ll be able to easily communicate and get around. 
About Live and Invest Overseas
Based in Paris, France and Panama City, Panama, LIOS is the leading resource for people who want to live, retire and invest overseas. Headed by Kathleen Peddicord and Lief Simon – who collectively have more than 40 years’ experience visiting, living and investing in foreign countries – LIOS and its free e-letter service, the Overseas Opportunity Letter have more than 400,000 regular readers. More info available at www.liveandinvestoverseas.com.  

Wednesday, January 3, 2018

Top 10 Best Places to Live Overseas in 2018

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Author, Retirement and Real Estate Expert Kathleen Peddicord says, ‘These are simply the best places to be, regardless of your age or any other circumstances’
Paris, France – Live and Invest Overseas, the leading overseas investment, real estate and retirement resource for more than 400,000 people around the world, announced its 10 best places in the world for you to live better, reinvent your life and have a grand adventure in 2018.
“We aren’t identifying the world’s top retirement havens. At least, these are not only the world’s top retirement havens right now,” said Kathleen Peddicord, author and publisher of Live and Invest Overseas. “These are simply the best places to be, regardless of your age or any other circumstances.”
OneLisbon, Portugal – This city on the Tagus, one of the oldest in Western Europe, was originally settled as a Phoenician trading post. It was in the 15th and 16th centuries, though, that Lisbon flourished. Awe-inspiring landmarks were constructed during this Golden Age of Discovery—the Jerónimos Monastery and the Tower of Belém, for example, and, on the waterfront, the Praça do Comércio.

I remember stepping through the triumphal arch onto this immense plaza my first visit to Lisbon. The enormity of the space and the height and grandeur of the structures on three sides around you almost take your breath away when you face them for the first time.

Imagine what it must have been like to be here, standing on this waterfront spot, 500 years ago. Imagine the activity... the trade... the money...From this spot, 500 years ago, Lisbon carried its culture to the four corners of the globe, colonizing Asia, South America, Africa, and the Atlantic islands...And then it carried back from these far-flung territories great wealth, much of which was invested in the betterment of what became one of the most glorious cities of its age.

Lisbon became Lisbon thanks to its strategic geographic position at the mouth of the Tagus River. According to a popular fado, Lisbon has always been in love with her river... because the river is the city’s lifeline to the sea... and Portugal very much identifies herself with the sea.

Lisbon is a noble and elegant city whose centuries-old, pastel-colored stone structures are bordered by jacaranda trees and set off by formal gardens and parks with elaborate fountains. Roads, walkways, and pavements are laid with small cobblestones in contrasting colors to create elaborate patterns and sea scenes that are like works of art, almost mosaics.
In other words, this is a very pleasant place to be and our top pick for city living in the Old World in 2018.
TwoCali, Colombia – Cali, in the Valle del Cauca, south of Medellín, Colombia’s third largest city, with around 2.5 million inhabitants, is not the city you imagine.
First, it’s safe. Second, it’s a bargain… largely because for so long the world has been too afraid to spend time or money here. This is beginning to change, as tourists and investors are realizing that Cali is not what they’ve been led to believe it is.
Ignore the cautions and the historically negative press and come discover this pretty city where rents and much else can be 25 to 30 percent cheaper than in now much better known Medellín.

Cali is located near the Equator but at an altitude of almost 3,300 feet, so its climate is agreeable and changes little throughout the year. Afternoons can be hot, but with the approach of sunset a refreshing breeze sweeps through the city. Early mornings are crisp and perfect for being outdoors.

In Cali, urban development is not at the expense of natural beauty. Even in the heart of the city, you can fall asleep to the gentle chirping of tiny frogs and awake each morning to birdsong.

Towering palms run down the middle of wide boulevards. Shade trees drape themselves over the narrower streets. Everywhere, you encounter parks, paths, and green spaces, especially on the south side.

Cali’s charms extend to its people. Most Caleños are polite and friendly. They’ll bid you good morning or good afternoon when you pass, and they’re always up for conversation. Spending time here, you’re reminded how nice life can be when it’s built on these kinds of basic values.

This city is also the acknowledged world capital of salsa. If you can swing dance, salsa is easy enough to pick up, should you feel the urge. Just loosen up your hips and move.
ThreeSanto Domingo, Dominican Republic – I've been hanging out in New World cities that Spain built for a long time.

Over the past 35 years, I've gotten to know old towns from Granada and León, Nicaragua, and Cuenca, Ecuador, to Old San Juan, Puerto Rico, Antigua, Guatemala, and Casco Viejo, Panama...

Established in 1496, Santo Domingo in the Dominican Republic predates them all.

It's the oldest European city in the Americas and the capital of Spain's first colony in this part of the world. Founded by Christopher Columbus' brother Bartholomew, colonial Santo Domingo might best be described as dignified. It feels more genteel than the cities built in other of Spain's colonies in the decades to follow.

The structures at the heart of this old town are classic Spanish colonial but simpler, statelier, and somehow more refined than their counterparts across the region.

Calle Las Damas, the first street of the original city and therefore the oldest street in all the Americas, is lined with 16th-century pale stone facades and runs into Plaza de España, the expansive open square at the harbor.

The highlight here is the colonial city's first palace, the private home of the first governor of the colony, Diego Columbus, Christopher's son. It's an exceptional example of classic Spanish-colonial architecture.

Diego's vice-regal residence marks one edge of the Plaza de España, at the water. At the square's other edge, alongside the old town, is a row of restaurants where you can dine alfresco and watch modern-day activity in this harbor that helped build the Americas.

In colonial Santo Domingo, Bartholomew and Diego created an administrative hub for the activities their sponsoring country imagined for the New World they envisioned. It was from this base that the Spanish managed their conquests of Mexico, Puerto Rico, Cuba, Guatemala, Peru, Florida, Colombia, and Jamaica.

In colonial Santo Domingo, the Columbuses built a customs house, a hospital, a cathedral, a university, a library... everything required to launch a new Spain.

During its golden age, this city's colonial structures stood as testament to the riches flowing through their benefactors' coffers.

Today, Santo Domingo, capital of the country with one of the fastest-growing economies in Latin America, is chasing a new prosperity. The streets are lively, the harbor busy, and the city is the epicenter for tourism investment in this country. Recently opened are a JW Marriott and an Embassy Suites by Hilton. Under way are an Intercontinental and a Hard Rock Hotel, and Carnival is bringing a ship a day to Santo Domingo’s cruise dock.
All of this tourist growth is translating into impressive infrastructure improvements in and around the capital, as well as the continual development of new and better services, amenities, and conveniences. As a result, Santo Domingo is the most impressive Spanish-colonial city in the Americas now supported by all modern conveniences (everything from a new 911 service to new shopping malls, movie theaters, and five-star restaurants), making it a better place to think about spending time all the time.
Plus, the Dominican Republic offers the easiest and quickest residency and naturalization programs available anywhere. The country is rolling out the welcome mat for anyone interested in living here full time… or even becoming a full-fledged Dominican.
FourSan Pedro, Ambergris Caye, Belize – My first visit to the little village of San Pedro on the island of Ambergris Caye, Belize, I climbed down the stairs of the eight-seater airplane, grabbed my duffel from nearby on the runway where it'd been placed by the pilot who doubled as landing crew and baggage handler, and carried it with me across the dirt road to the hotel where I had a reservation.

There I was met by the real estate agent who had promised to show me around. He wore shorts, a T-shirt, and no shoes.
"Welcome to barefooted paradise," he greeted me.
I was 23-years-old.
Ambergris Caye, likewise, was but a young girl. San Pedro town, the fishing village around which development was just beginning, consisted of three parallel roads, all unpaved. The hotel where I stayed that first visit and the several that followed over the next few years, the best on the island, could generously have been described as two-star. Amenities included towels in the bathroom (some days), a telephone at the front desk (that worked sometimes), and a front-line position on the Caribbean Sea.

It was the beachfront situation, of course, that people, including myself, came for. There's only so much Caribbean seafront, and, as they say, nobody's making anymore of it.

Thus, what there is tends to be pricey. I came, therefore, all those years ago, to Ambergris Caye in search of affordable Caribbean seafront.

And I found it. My first several visits, that same real estate agent (who never did invest in footwear) toured me up and down the coast of the island in his small boat. We had to go by boat, as the single road that continued up the island beyond San Pedro town didn't continue very far. The only way to see what the island had to offer beyond San Pedro was on foot (tough going, through untouched jungle that grew in most places up to the water's edge) or from offshore.

I was young and inexperienced, but even I could recognize pristine beauty. The beaches of Ambergris were (and are) far superior to those of mainland Belize. They compete with the best the Caribbean has to offer, and, back then, more than a quarter-century ago now, they were a steal.

They were also utterly undeveloped. If you didn't bring it with you from the mainland, you likely were going to go without it on Ambergris Caye. I remember a couple of beachfront bars and grills and a single small shop where you could buy cold Cokes and toilet paper. If you wanted to own a stretch of the sandy Caribbean, this was a good place to shop for it cheap. If, though, you were in the market for a Caribbean beach home, you had to be the rugged, self-reliant type to make a happy go of it here.

More than three decades later, Ambergris Caye has come of age. The three original town roads are paved... and a number of others have been carved out. A central island roadway continues nearly from end to end, meaning that, now, you don't have to travel by boat to see the length of the island. You can go by golf cart (the preferred means of transportation these days).

The hotel where I stayed years ago is still there, but, today, it shows four stars in its materials (probably deserved). These days, the coast is also dotted with five-star hotels and resorts, along with high-end condo communities, restaurants, art galleries, supermarkets, delis, wine shops, and golf cart rental agencies.

The best part is that it's not as bad as all that might make it sound.
Ambergris Caye has grown up, yes, but she's managed to keep much of the charm of her youth. San Pedro town hasn't matured into a tourist haunt. Rather, this unassuming Caribbean outpost has evolved into a cozy and welcoming community. This is neither tacky Cancun nor prim, proper Bermuda. This is a small town of expats from all over the world working together to create the life they all came in search of. They're opening businesses, indulging artistic interests, planning community events, inviting each other over for beach bar-b-ques...

You wouldn't describe property prices today as a steal, but they can be a bargain compared with elsewhere in the Caribbean. However, if your dream of a new life overseas is all about soft white sand, lapping azure sea, and swaying palm fronds, San Pedro, Ambergris Caye, should be at the top of your I’m-going-to-go-have-a-look list.
FiveSaint-Chinian, France – The south of France is not very big, but it is in two parts. Provence is very known and very expensive. Alongside it is the other south of France, Languedoc, not known and not expensive.

And in Languedoc is little Saint-Chinian, the quintessential French country village where everyday life is like something out of Disney’s “Beauty and the Beast.”
This town is notable for two things in particular…First, its property prices, which are half those of Provence and the Côte d’Azur. The second reason for the growing popularity of this region is its wine.

For decades, the Languedoc produced vast quantities of quaffable vin de table, but nothing very notable. However, over the last decade or so, growers have specialized and built on the AOC status (appellation d’origine contrôlée) created in 1982 and are now producing world-ranking red wines from the original Carignan, Cinsaut, and Grenache grapes, with the addition of Syrah and Mourvèdre varieties.
Indeed, wine is the village economy. Saint-Chinian is home to 1,900 inhabitants and 200 wine makers.
Sitting on a hill in Saint-Chinian (a very pleasant thing to do, by the way) you can think you are in the middle of nowhere. But, in fact, Spain is near enough that you can pop over for dinner… and Paris is just three hours away by TGV.
Thanks to the excellent train and bus service, you can live in Saint-Chinian without a car. If you find you do need a lift somewhere, ask a neighbor. The people of Saint-Chinian are very friendly and always ready to help out. Americans often think of the French as rude and aloof. In Saint-Chinian, the reality is nothing to do with the stereotype.
SixCitta Sant’ Angelo, Italy – As you ski lazily down a gentle slope, a ray of sunshine hits your face, and you look down to the coastline. The sun is glittering on the Adriatic. Between you and the sea is an expanse of vineyards and olive groves that leads down from the mountains to the beaches.

The gently rolling hills are ablaze with blossoming cherry and peach trees, while lavender, daffodils, iris, and crocus are beginning to peak out after a short and temperate winter, punctuating the landscape like a colorful Renoir.

Arriving back down to the ski resort, you have a restorative espresso and meander back toward the coast. An hour later, you’re enjoying fresh clams and white wine at a beachside café, to be followed by handmade pasta topped with today’s catch.

After a leisurely lunch, you take a walk on the beach, maybe settle in a quick nap on the sand, reveling in the warm springtime sun. Perhaps you take a quick dip, though the waters are still shaking off their winter chill.

This is life in Abruzzo, Italy.
Abruzzo, historically one of the poorest regions in the country, had fallen off the national map until just a few decade ago. Since the 1950s, however, Abruzzo has seen steady economic growth. In the 1990s, its growth surpassed that of any other region; its per-capita GDP expanded to become the highest in the country. The construction of new highways made it more easily accessible from Rome, opening the region up domestically and attracting state and private investment the likes of which Abruzzo had never seen before.

Today, the per-capita GDP well outpaces that of the rest of southern Italy (and is a healthy 84 percent of the national average). Today, this is the richest region in this part of Italy.

New development is taking place, especially in Pescara, where a new bridge is under construction and large-scale housing communities are underway along the seaside, and small, historic towns are working hard to attract investment to save their historically significant but nearly deserted streets.
Nowhere is this more true than in Città Sant’Angelo, our favorite spot in this welcoming region.

The Abruzzo Tourism Board is working hard to attract more tourism, both domestic and international, more foreign investment, and more general recognition. While the region is still several years away from being a recognized vacation spot, and perhaps even further from being the household name that Tuscany is, the tide is turning. I predict it won’t be too much longer until the world begins to pay Abruzzo the attention it deserves.

Meantime, right now, you could say that Abruzzo is Italy’s best-kept secret.

Abruzzo has everything Tuscany offers and more—at a fraction the cost. A couple could live here comfortably on US$1,400 per month or less, including rent... meaning your monthly budget could be much less if you own your own home.
SevenLjubljana, Slovenia – Slovenia, the second richest of the 13 Slavic countries, is nestled among Italy, Austria, Hungary, and Croatia in the heart of Central Europe.

This is a mountainous country, with 47 kilometers of Mediterranean coastline and a rich aquifer system, much of it underground, that cuts through the limestone in subterranean rivers, and impressively bio-diverse, occupying an enviable position at the center of four major geographic points: the Alps, the Dinaric Alps, the Pannonian Plain, and the Mediterranean Sea.

Though this is certainly a First-World country, it’s also refreshingly rural and largely forested.

Slovenia’s past is long and turbulent. This piece of earth has been shuffled among major world powers starting with the Roman Empire, then the Holy Roman Empire and the Habsburg monarchy. The country was annexed by Germany during World War II, made a socialist republic under Yugoslavia, and finally emerged an independent nation with multiparty democracy in 1991. It went on to gain EU membership in 2004.

This is a nation of resiliency and adaptability, its population hardy and determined.

Charming, Old World capital-city Ljubljana is the heart of the country, both literally and figuratively. It’s a small city of 272,000 people, but, with easy access to both beaches and ski resorts, it offers the best of all worlds in terms of lifestyle options.

Ljubljana is also a modern city with all the amenities of 21st-century living that manages to retain a small-town charm. Local farmers bring their produce to market in wooden carts each day.

An historical crossroads and key trade route, Ljubljana is home to Germanic, Slavic, and Mediterranean cultures and influences. Venice is only two-and-a-half hours away, and the country’s small coastal villages are undistinguishable from those of northern Italy.

The architecturally stunning Ljubljana boasts important Baroque, Art Nouveau, and Art Deco structures and landmarks, even though the city has been rebuilt several times over, after earthquakes.

From Ljubljana, the coast is only an hour away. Head south to enjoy the olive groves, the breathtaking ocean views, and clean, clear water of the Adriatic... or head 45 minutes north of the city to experience Lake Bled, its small island (Bled Island), the pristine mountains and forests that surround the area, and medieval Bled Castle.
What cost all this Old World charm supported by top-notch, real-world infrastructure? A couple could live comfortably in Ljubljana for less than US$1,500 a month.

Yet, despite having so much to offer, this country remains off the world’s radar. Tourists to date are mainly European, and the few expats who have found their way to this corner of Europe are British retirees.

We hope to help change that. Ljubljana deserves a whole lot more attention than she’s been getting.
EightPlaya del Carmen, Mexico – Playa del Carmen is a little beach town that sits about an hour south of Cancún on Mexico’s Riviera Maya. Once a sleepy fishing town, the port was inadvertently put on the map by Jacques Cousteau in 1954 when he filmed an underwater documentary of the Great Mayan Reef just offshore of Cozumel Island—which lies about 12 miles offshore of Playa del Carmen.

Divers began seeking out these Caribbean waters for themselves, and in the 1970s a port was built to ferry the tourists from the mainland to Cozumel. In the following years Playa del Carmen (or "Playa" to the locals) became more globally known, but only as an access point to Cozumel, the real star.

Simultaneously, 60 kilometers to the north, Cancún was being born. The first expats to Cancún in those early days were mainly European, but once the resort city became overly saturated by tourists, many of these first settlers started heading south to Playa del Carmen. In the 1990s the population was growing so rapidly that Playa was the fastest growing city in Mexico... and growth has continued strong in the 2000s.

These days Playa is thought to be home to over 10,000 foreigners—expats make up 7% of its total population—including many Europeans, Americans, Canadians, Argentinians, Venezuelans, and many more nationalities.
Expats aside, there is a significant amount of "domestic immigration" to Playa. Many Mexicans feel that this region of their country is one of the safest, so they come here to vacation or live with peace of mind. Plus, this coast is responsible for 30% of the country’s tourism income; the regional economy is stable and jobs are plentiful.

Foreigners can work here too, making it an attractive destination for those needing or wanting to earn an income to help support their Playa adventures. We’ve known expats in Playa who own and operate bars, teach English, teach at or run schools, and manage real estate offices.
Many are also raising families. This town is growing and has lots of niches to fill. The international school here was founded by expats who recognized that they and other expat parents needed a good option for education.

Playa’s population is incredibly eclectic for such a small town. Tourists, but also residents, are of all ethnicities and represent all parts of society. From young couples to retired couples, from families to groups of students, it seems to appeal everyone alike. It’s also a welcoming destination for the LGBT community, with several gay bars around town.

Plus, nearly everyone in Playa seems to speak English. If you feel you may never master a second language, Playa could be a good option for you.
La Quinta Avenida (Fifth Avenue) is the pedestrianized street that runs parallel to the beach, one block up. Acting as the town’s boardwalk, this buzzing strip is the heart of the town’s entertainment. Music rolls out of the open storefronts as you walk down the street... Led Zeppelin, then Jimmy Buffett, then salsa...
Around 10 p.m., as many of the older crowd head home after a long day in the sun and a few cocktails with dinner, the rock and roll gives way to club music. Taking their place, the younger crowd starts to fill the streets, and they’re just getting started for the evening. The party here lasts well into the night, with music going strong until the early morning hours.

When it comes to day-to-day living, you’d have no trouble finding anything you’d want or need. And you can get pretty much anything you’d have gotten back home, this little town has 12 supermarkets and 2 Walmarts.
NineBali, Indonesia – Bali enjoys a well-deserved reputation as one of the most beautiful tropical islands in the world. The jungle is lush, with an immense variety of ferns, palms, flowering plants, and trees in a thousand shades of green. Volcanoes raise their heads above the clouds, and terraced rice fields cascade into the valleys.
Multi-tiered Balinese temples adorn even the smallest villages. The locals are unfailingly friendly and some of the most serene and pleasant people you are likely to find anywhere.

The coastline is a picture postcard, and the ocean, which is never far away, offers world-class diving, surfing, snorkeling, parasailing, and all other manner of water sports.
Bars, dancing, and discotheques are all convenient. Festivals and cultural events are staged almost weekly. Dining options range from excellent street food (for a pittance) to white-glove and five-star.

Golf, climb a mountain, go to the zoo, visit galleries, talk with artists, commune with monkeys, study yoga or meditation, take a cruise… there are always many interesting options for how to fill your days.

Honest and respectful curiosity will serve as your passport into Balinese culture. Sincere and interested foreigners are frequently welcomed into tiny villages, private homes, and local gatherings. Bali can be an easy place to make friends and, for all the reasons I’ve mentioned, a difficult place to leave.

On the southwest side of Bali is the small town of Sanur, an unpretentious suburb of the larger city of Denpasar. Quiet and laid-back, Sanur feels far removed from the crowds of tourists who flock to Bali for vacations and honeymoons. Even during the height of the tourist season, Sanur never seems to attract much attention…. Making it an ideal place to think about spending time in this part of the world as something other than a tourist.

Sanur can be an affordable place to live, but it’s also possible to indulge in a five-star, luxury lifestyle. Whatever your budget, you'll find that you can live substantially better for less money in Sanur.

Consider Sanur if you like the thought of living by a pretty beach on a gorgeous, world-renowned island, enjoying easy access to fresh and organic foods, eating at great restaurants, making friends with the genuinely welcoming locals, and meeting plenty of like-minded foreigners who have become enchanted with the laid-back lifestyle this town excels in.
TenDa Nang, Vietnam – Women ride sidesaddle on the backs of motorbikes, even when wearing pants or jeans, legs dangling over the side, chauffeured by their colleagues or family.

Some don the traditional Vietnamese ao dai, the colorful two-piece outfit with the top extending all the way to the ankles, a long slit down one side, and long white pants underneath.

Other women wear elbow-length gloves to add a bit of class while protecting from the elements. Even the poorest find ways to show their sense of good taste and elegance.

All the retro-style class and sophistication lends an aura of yesteryear. Sometimes I feel like an old movie is playing in front of me.

The roads and architecture are modern, but most of the businesses are still family run, with almost no big international brand names, fast food joints, or coffee shop chains present. You can feel the entrepreneurial spirit, energy, and enthusiasm. It’s everywhere.

There are vendors all along the streets, mostly elderly women offering fruit, vegetables, sandwiches, and snacks. Some wear the stereotypical cone-shaped Vietnamese hat and carry their wares the old-fashioned way, in baskets balanced on long poles over their shoulders.

They’re nearly all lean, almost scrawny from all that walking around, faces creased from the sun and wind. Men linger on street corners beside their motorbikes, ready for customers needing a short, quick ride. Others work as bicycle taxi "cyclo" drivers pedaling tourists around the streets. They live hand to mouth, as their parents and grandparents did. They have no long-term view; today is the only day.

But that perspective is changing in real time.

This is Da Nang, third-largest city in Vietnam behind capital Hanoi and business hub Ho Chi Minh City. Da Nang is big but still provincial. Were it not for the skyscrapers, bridges, malls, endless stream of motorbikes, and the whir of air conditioners, today’s Da Nang could easily be 1960s Da Nang.

Da Nang is equidistant between Hanoi and Ho Chi Minh City, the former to the north, the latter to the south, both about 800 kilometers away. Migrants from the countryside are streaming into Da Nang because it’s the closest big destination for those in largely impoverished central Vietnam.

Young people from neighboring rural areas come to seek out a better life in the big city and then send money home, just like in developing countries the world over. Those who have an education and some English easily find a job in retail or the tourism industry.

In recent years, Da Nang was elevated to "centrally governed status," putting it on equal footing with Hanoi, Ho Chi Minh, and two industrial areas, Haiphong and Can Tho. Da Nang is the designated tourism jewel of Vietnam, a gorgeous destination itself with several UNESCO World Heritage sites nearby, including Hoi An to the south, the ancient capital Hue to the north, and the ruins of Hindu temples at My Son in neighboring Quang Nam province.

Da Nang is managed. It’s organized, well planned with a strategic view. I recently saw a plan entitled "Da Nang Master Planning Vision—2030 to 2050." If that’s not forward thinking, I don’t know what is. I’ve never heard of such a long-term city-planning view anywhere in the world, never mind in a developing country.

Signs and symbols of progress everywhere.

In Southeast Asia we’re used to anarchy on the roads. In Da Nang, the powers that be are working to address driving and parking challenges.

At the end of last year, the authorities eliminated motorbike parking in the evenings along Bach Dang, the broad riverside promenade on the Han River that runs through the heart of Da Nang.

Sure enough, promptly on the evening of Jan. 1, scores of policemen were out, all along the promenade, helping motorbikes move along, explaining where they could park on side streets, giving directions, leading the way.

The two rivers that cross through Da Nang are spanned by seven bridges. Now work is under way on a tunnel under the river at the Han River Bridge. It’s not that traffic at this spot is overwhelming today. It’s that city officials are looking ahead and preparing for future traffic.

To many in the West, Vietnam conjures up images of a backward communist country, top heavy with red tape, clogged with inefficiencies.

This stereotype couldn’t be further from the truth in today’s Vietnam. The advent of "doi moi" in the late 80s and early 90s has brought about the intended "socialist oriented market economy." It’s the equivalent of the Soviet Union’s "perestroika"... a restructuring.

The result is an economy on fire, led by forward-thinking executives, many educated overseas, with an entrepreneurial spirit unparalleled in the region.

Developing countries in Southeast Asia are known for sluggish service in shops, restaurants, and hotels and demotivated employees. Again, this is not the case in Vietnam. Vietnam is not your typical developing Southeast Asian market.

Vietnam has everything going for it and is catching up quickly to its Association of Southeast Asian Nations (ASEAN) counterparts in terms of foreign tourist arrivals.

In 2016, Vietnam saw more than 10 million foreign tourist arrivals for the first time; that was a stunning 24% increase over numbers for 2015.
-Kathleen Peddicord
About Live and Invest Overseas
Based in Paris, France and Panama City, Panama, LIOS is the leading resource for people who want to live, retire and invest overseas. Headed by Kathleen Peddicord and Lief Simon – who collectively have more than 40 years’ experience visiting, living and investing in foreign countries – LIOS and its free e-letter service, the Overseas Opportunity Letter have more than 400,000 regular readers. More info available at www.liveandinvestoverseas.com.