Spirit Airlines’ Shutdown Is Bigger Than One Airline. Here’s What Travelers Need To Know.

While Spirit’s financial troubles had long been considered a foreseen event, experts say travelers still have time to protect future trips with other airlines.

Spirit Airlines’ financial collapse is bringing to light a broader concern for travelers this year: ongoing stress across the airline industry. While Spirit’s financial distress had been ongoing since 2024, travel insurance experts at Squaremouth say the implications are bigger than one single airline.

Spirit Airlines Case Study

Spirit’s financial strain had been well-documented. Many travel insurance providers had already considered their circumstances to be “foreseeable” upon the company’s first bankruptcy filing in November of 2024.

Ultimately, travelers who bought policies after the risk became known, or tried to, were left with very limited options. Financial Default coverage, for example, was no longer available. While Spirit’s situation developed over time, Squaremouth notes the broader takeaway is a lesson on the state of the industry and how timing is critical for protection against future risks.

Industry Pressures in 2026

This year, airlines continue to face financial and operational strains caused by higher fuel costs. In response, they are making adjustments that are ultimately impacting travelers:
Jet fuel costs are raising ticket prices and checked baggage fees across major carriers

Route reductions are causing disruptions for travelers with existing bookings.

Cost-cutting measures across carriers, from Delta eliminating in-flight snacks for shorter flights to airlines reducing baggage allowances, are changing the travel experience Despite these challenges, no other major U.S. airline has been broadly classified as a foreseeable exclusion by travel insurance providers, but that doesn’t mean it couldn’t happen.

What Travelers Can Do Now

Travel insurance experts at Squaremouth emphasize that protection remains available for travelers, but timing is critical in determining the level of coverage. Travelers should:

Purchase travel insurance shortly after booking

Confirm whether financial default coverage is included in the policies they’re comparing

Avoid waiting until disruptions become public news

“Spirit’s shutdown highlights how rapidly travel insurance protections become limited once a situation becomes known, from operator financial instability to weather-related events like hurricanes,” shares Chrissy Valdez, Senior Director of Operations. “Travel insurance works best when purchased early.”

While protection against Spirit’s decline had been narrowed for over 1.5 years, travelers planning future trips have time to lock in protection now, before future risks become known.

To compare travel insurance policies for 2026 travel, visit squaremouth.com.

Travelore Tips For 2021 Holiday Travel

By: Greg Jung, https://www.sevencorners.com/

If you haven’t started planning your travel for this year’s holiday season, you’re already behind. Despite the numerous uncertainties the pandemic has brought to the world, we know that peoples’ appetite for travel has not diminished, especially in the U.S. According to a recent holiday travel report by Sojern, a digital marketing platform for travel marketers, flight bookings for 2021 holiday travel have met or surpassed 2019 levels, and holiday hotel searches have increased far beyond searches in 2019. Additionally, data pulled from our sales team showed 30% more travel start dates, or the day a traveler physically leaves for a trip, for Q4 of this year compared to the total seen in 2019.

Now is the time to plan your holiday travel if you haven’t already. Our team at Seven Corners, a global travel insurance company, has put together the following tips and travel trends to ensure travelers are as safe and prepared as possible heading into this busy holiday season.

1. Plan early.

The best piece of advice I can give to holiday travelers is to start planning now. Our team does not anticipate there being any last-minute holiday travel deals coming up this year, so it’s best to book your travel now to lock in rates. This is especially true if you’re planning to travel internationally. International travel requires planning ahead now more than ever due to the many unknowns that come with the pandemic.

We’ve seen customers starting to plan earlier for international travel through an increase in the amount of time between the point of travel insurance purchased and the trip departure date. Pre-pandemic, the average time elapsed from insurance purchase to trip departure was just over two months. So far in 2021, that time period has increased to three months and six days. Time between the purchase of travel protection and the trip departure has also increased for domestic travel. In 2019, this length of time was two months, and in 2021, it increased to two months and 20 days. Travelers are becoming more aware of the importance of travel insurance when arranging trips and are planning for all aspects of their trip further out.

2. Keep COVID-19 changes in mind.

We know that COVID-19 has introduced new variables when it comes to making travel plans. For example, Hawaii, one of the most popular U.S. destinations right now, requires travelers to provide proof of vaccination prior to entering the state. If visitors are not fully vaccinated, they must provide a negative COVID-19 test administered no more than 72 hours before the final leg of their trip in order to enter and bypass a mandatory 10-day quarantine, per CNN. If you’re considering an international trip over the holidays, know that you’ll need to read your country’s specific requirements before departure.

The Centers for Disease Control and Prevention (CDC) also requires a negative COVID-19 test result from all air passengers entering the U.S. Those entering the U.S. are required to get a viral test within three days before their flight to the U.S. If you’re traveling abroad, this means you need to schedule your COVID-19 test before you head back home. Your hotel may be able to assist with this and may offer testing on-site. If you test positive, you will have to quarantine in your current country until you test negative. This can delay your return and significantly add to trip costs. Travel insurance is especially important to purchase in this instance, as coverage can be provided for the quarantine period if ordered by a doctor. Be sure to check your destination’s specific COVID-19 requirements before leaving and returning home.

3. Check your passport.

should also be aware that it’s taking longer than usual to receive updated passports. The ripple effect of COVID-19 and the economy of scarcity along with worker shortages has created a massive backlog of between 1 and a half to 2 million passport applications, according to a Travel + Leisure article. In fact, the U.S. Department of State (https://travel.state.gov/content/travel/en/passports.html) , which issues passports, reports that routine service can take up to 18 weeks from the day an application is submitted to the day a new passport is received. If you’re planning to travel abroad for the holidays this year, and your passport is currently expired, you may need to stay closer to home.

Keep in mind that passports should have at least six months of validity when traveling internationally. Most countries will not permit a traveler to enter their country unless the passport is set to expire at least six months after the final day of travel, according to a Fastport Passport article. To avoid any unwanted frustration at the airport over the holidays, make sure you check your passport.

4. Start looking for travel insurance, particularly with CFAR and IFAR benefits.

https://www.sevencorners.com/

Whenever you plan a trip, it’s best to look for travel insurance that offers Cancel for Any Reason (CFAR) or Interruption for Any Reason (IFAR) benefits. CFAR allows travelers to cancel their trip for any reason of their choosing, including change of mind or even fear of travel due to COVID-19. IFAR allows travelers to interrupt their trip once it has already begun in the event an emergency comes up and you need to return home early. This benefit is particularly important with the ever-changing travel restrictions for countries and states.

Both CFAR and IFAR reimburse you for 75% of your nonrefundable and insured trip costs if you cancel or interrupt for a reason not otherwise covered. With the uncertainty that COVID-19 brings, it’s a good idea to add these features, especially when booking in advance.

The pandemic has completely changed the nature of travel that we once knew. Despite the unknowns that still face the travel market, we want holiday travelers to feel safe and secure this holiday season knowing their trip costs and medical needs are covered, no matter where they decide to visit. Seven Corners offers Trip Cancellation products as well as products that provide medical coverage specifically for COVID-19, including Liaison Travel Plus, Liaison Student Plus and Wander Frequent Traveler Plus. We also offer our 24/SEVEN customer service guarantee that provides travelers with 24/7 access to our customer service team. The guarantee ensures that travelers have the tools to easily connect with Seven Corners’ assistance through an online account, mobile app or text/chat channels while traveling.

The Difference Between Two Flexible Travel Insurance Options, Cancel And Interruption For Any Reason Coverage

By: Jeremy Murchland, Seven Corners President

Whether it be for work or leisure, over the course of the past year, frequent travel has come to a standstill due to the ongoing COVID-19 pandemic. With the recent development of a long-awaited vaccine, many are eager for mobility and hopeful to begin making travel arrangements for the upcoming year as the world tries to return to a sense of normalcy.

However, as 2020 revealed the unpredictability of the pandemic, travelers may still be reluctant to book trips due to lingering uncertainty. Travelers need assurance that they and their wallets will be protected when booking their next trip. That’s why the travel insurance industry offers protection plans that allow for cancellation or interruption of travel plans for any reason. As the world is becoming more restless to get back on our feet, Cancel for Any Reason (CFAR), and a newer benefit, Interruption for Any Reason (IFAR), are great additions to coverage plans that can provide customers with the confidence they need to book their next trip during these trying times.

Seven Corners, a global travel insurance company, has experienced an increase in calls from customers asking how CFAR and IFAR could be of benefit. Our team put together frequently asked questions and answers regarding what CFAR and IFAR are, what they cover and how they can be useful when preparing for a trip.

What is CFAR?

CFAR is an optional benefit offered on certain trip protection plans that allows travelers to cancel trips for any reason not otherwise covered. Customers will be reimbursed up to the maximum benefit amount shown in the schedule of benefits for the unused, forfeited, prepaid non-refundable payments or deposits for the travel arrangements you purchased for your trip, when you cancel your trip 48 hours or more before your scheduled departure date for any reason not otherwise covered by the policy.

When is CFAR beneficial?

CFAR can help travelers if they must cancel trips due to change of mind, financial hardships or reluctance to travel due to lingering concerns over COVID-19. Most especially, since the onset of COVID-19, travelers want the option to cancel their trip if they become fearful about traveling. Fear is not a covered reason for trip cancellation, so CFAR is the only way to ensure you can cancel if you’re afraid to travel. Additionally, if travelers are nervous about planning international trips such as honeymoons, spring break plans or destination weddings due to COVID-19 concerns, CFAR may be a good option.

What is IFAR?

IFAR, Interruption for Any Reason, is an important option for coverage plans in today’s travel climate that gives travelers the option to interrupt their trip once it has already begun. IFAR is being added to plan designs in response to the large increase in travelers purchasing CFAR during the COVID-19 outbreak of 2020.

When is IFAR Beneficial?

IFAR could be beneficial to travelers for a variety of reasons. Here are a few examples:

Three days into the first leg of your trip you have a disagreement with your host and want to leave, so you decide to go to your next destination early.

You are traveling and learn your dog at home is ill, and you wish to return home early.

You have a falling out with a friend with whom you are traveling and want to come home early.

You have an unexpected financial crisis and want to go home early.

You receive a call while traveling and learn your house was destroyed by a fire or tornado, and you want to return home immediately to see what remains and take appropriate next steps.

You are not comfortable with the steps your resort is taking regarding COVID-19, so you decide to return home early. With IFAR coverage, if one must interrupt their trip, travelers will be reimbursed up to the maximum benefit amount shown in the schedule of benefits for the additional transportation cost to either:

Join your trip if you must depart after your scheduled departure date or travel via alternate travel arrangements; or Rejoin your trip from the point where you interrupted your trip to the next scheduled destination; or Transport you to your originally scheduled return or final destination of your trip.

What is the difference between IFAR and CFAR? You should add CFAR to travel plans if you could potentially cancel your trip before you’ve departed, and CFAR typically requires you to cancel 48 hours or more before your scheduled departure date. IFAR comes into play after you’ve already departed on your trip but no sooner than 48 hours after departure.

Both CFAR and IFAR reimburse you for 75% of your nonrefundable and insured trip costs if you cancel or interrupt for a reason not otherwise covered.

What is the cost of CFAR and IFAR?

Travelers can expect most CFAR benefits to increase trip insurance costs by 40% to 50% because the plan now includes much wider coverage for trip cancellation. IFAR is a much less expensive option. With CFAR and IFAR, travelers can cancel or interrupt their travel plans for any reason they wish. The increase in price occurs because the insurance company now bears an increased risk.

How do I know if I qualify for CFAR or IFAR?

To qualify for CFAR and IFAR travelers must:

Purchase the benefit within the time sensitive period. This is typically 20 days after you make your initial trip deposit or payment. Insure the full cost of any subsequent arrangements added to your trip within 15 days of the date of your payment for them.

For CFAR, you must cancel your trip two or more days prior to the scheduled departure date of your trip. For IFAR, you must interrupt your trip 48 or more hours after the actual scheduled departure date.

It is important to note these benefits do not cover penalties associated with travel arrangements not provided by the travel supplier for the trip.

Effective March 1, Seven Corners is updating their RoundTrip plans to include optional IFAR. The new RoundTrip Choice plan will also include primary medical coverage for accidents and illnesses that occur on your trip and an increased amount of trip delay coverage. Both Choice and Basic have increased emergency accident and sickness medical coverage and additional covered reasons for trip cancellation and interruption.

CFAR and IFAR are beneficial travel insurance options for travelers eager to return to normalcy. With these flexible travel insurance benefits, travelers have a way to expand coverage for unforeseen cancellations or interruptions that could affect travel plans.

Covid-19 And Hurricanes Puts Spotlight On Cancel For Any Reason Travel Insurance

InsureMyTrip recommends that summer travelers consider "cancel for any reason" travel insurance coverage. This specific coverage guards against covid-19 related travel concerns as well as storm threats this hurricane season.

"As travel restrictions wane, travelers want maximum flexibility when it comes to trip cancellations," says InsureMyTrip Director of Marketing & eCommerce Cheryl Golden. "We highly recommend that all travelers — including those booking domestic trips —  consider the cancel for any reason upgrade."

How Cancel For Any Reason Travel Insurance Works

Example: A traveler is having second thoughts about going on vacation, after a new hot spot for covid-19 emerges. Her family vacation costs $4,000.

Q: Can she back out of the trip and still get her money back? The traveler has travel insurance that includes a cancel for any reason benefit.

A: Yes, if the traveler met all requirements and submitted the proper paperwork, she can expect to be reimbursed 50-75 percent of the non-refundable trip cost (the exact amount depends on the plan).

Example: A traveler wants to cancel his tropical vacation, after a hurricane caused some mild damage to the area. He no longer wants to go.

Q: Can he back out of the trip and still get his money back? He paid over $2,500 for a flight, hotel stay, and excursion. This traveler has standard trip cancellation coverage. No cancel for any reason coverage.

A:  No. Standard trip cancellation wouldn't apply. His resort was still open and flights were running as scheduled. The only opportunity to cancel a trip for reasons other than those listed as "covered reasons" on a policy is cancel for any reason coverage.

Here's some other important considerations when considering cancel for any reason coverage:

• It's usually optional. Think of it as an upgrade to a standard comprehensive travel insurance plan.
• Entire trip must be insured. That means the traveler must add up all prepaid, non-refundable trip expenses and provide an accurate trip cost.
• Yes, you'll pay more. Generally, plans that include a cancel for any reason benefit do tend to cost more. It may run an additional 40-60 percent more than a standard plan.
• You still must file a claim. Any time reimbursement is requested from a travel insurance company, paperwork must be filed.
• Procrastinators miss out. That's because travelers must purchase this coverage within 14-21 days of making an initial trip payment or deposit.
• No last minute cancellations. The trip must be canceled no less than two days prior to departure.
• Don't expect all your money back. Reimbursement is usually 50-75 percent of the entire prepaid, non-refundable trip cost. The exact reimbursement percentage depends on the plan purchased.
• Not available in all states.

Bottom line: Travel insurance plans with the optional "cancel for any reason" coverage offers the most protection for travelers who may want to cancel a trip due to covid-19.

While some standard trip cancellation policies may cover a physician-ordered quarantine or contracting the virus (unless pandemics are specifically excluded), it will not cover covid-19 related cancellations due to fear of travel or any government-ordered border shutdowns.

Travelers can visit the Travel Insurance & Coronavirus resource hub for more information on cancel for any reason coverage.

Seven Corners Launches Liaison Travel Plus - Travel Medical Insurance That Covers COVID-19

Seven Corners, a global travel insurance company has launched a travel medical insurance plan that covers COVID-19, Liaison Travel Plus. As travel begins to pick up, coverage for COVID-19 is a high priority when consumers are looking to buy travel insurance. While there aren't currently many options for travel medical insurance that covers COVID-19 for international travel, Seven Corners stepped up to insure the health of their customers by launching Liaison Travel Plus. 

 

The Liaison Travel Plus plan is designed to protect travelers in this new environment. Liaison Travel Plus includes a benefit that covers medical expenses if a traveler becomes ill with COVID-19 while traveling outside their home country. This COVID-19 treatment benefit covers up to $100,000 in medical expenses for COVID-19, SARS-Cov-2 and any mutation or variation of SARS-CoV-2. The plan also includes an additional $500,000 for emergency medical evacuation and repatriation to transport a traveler to a medical facility with appropriate care, if medically necessary. It is important for customers to realize that even if they have domestic health insurance, it likely will not cover medical expenses incurred abroad or emergency medical evacuations.

For more details please visit: https://www.sevencorners.com/coronavirus-travel-insurance/liaison-travel-plus-medical-insurance#/quote

Editors note: Since these are new services please report back to us this your experiences.

Does Travel Insurance Cover Coronavirus, What You Need To Know.

On January 21, 2020, the Coronavirus disease 2019 (COVID-19) became a named event, which affects the travel insurance coverage available for new policies purchased.

For those purchasing travel insurance AFTER 1/21/2020 (exceptions may apply if traveling to a country with a Travel Health Notice issued by the CDC) benefits included in comprehensive coverage may apply in the following unforeseen scenarios:

• Emergency Medical Coverage: a sick traveler must see a doctor and/or go to the hospital during a trip.
• Emergency Medical Evacuation Coverage: in rare cases, a sick traveler requires an emergency medical evacuation to the nearest appropriate hospital or back home for recuperation.
• Trip Interruption: an extremely sick traveler cannot continue with a trip and must return home.
• Cancel for Any Reason: Currently, if you are looking for trip cancellation coverage because you are concerned about the coronavirus, you will now need to purchase a plan that includes Cancel For Any Reason since the travel warnings are now foreseen. This benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify.

Some plans may exclude epidemics/pandemics and may not provide coverage for related issues. Please be sure to read the plan details carefully before purchasing.

Remember that travel insurance helps to cover unexpected events. Similar to a weather event, once an event becomes a "known" event, it may not be a covered reason for cancellation if a traveler purchases insurance after that date.

For travelers who purchased a policy BEFORE 1/21/20 and need to make a claim or have questions about how your existing policy will cover you, please reach out to your insurance provider. Travelers can read further on how to file a travel insurance claim here.

Should you have any questions, please don’t hesitate to call us for help. Our Customer Care representatives can be reached by dialing toll-free at 800-487-4722 Monday - Friday 7:00am to 12:00am EST and Saturday - Sunday 9:00am to 9:00pm EST.

Which Countries are Affected by the Coronavirus Outbreak?

There are confirmed cases of the coronavirus reported all across the world. The virus originated in the Chinese city of Wuhan. On January 30, 2020, the World Health Organization (WHO) declared the Coronavirus disease 2019 (COVID-19) a global health emergency. Because of this, many countries have begun implementing strict screening procedures in order to prevent the spread of the virus. In the United States, the Department of State’s Travel Advisory for China is currently a Level 4- Do Not Travel to China. A Presidential Proclamation went into effect on February 2, 2020, barring entry to the U.S. of most foreign nationals who traveled to China within the past 14 days. U.S. citizens traveling by cruise ship to or within Asia are being asked to reconsider their travel plans. U.S. citizens planning travel by cruise ship elsewhere should be aware that this is a dynamic situation and they may be impacted by travel restrictions affecting their itineraries or ability to disembark, or may be subject to quarantine procedures implemented by the local authorities. Travel Health Notices have also been issued by the CDC for Italy, Iran, Japan, and South Korea.

How is Coronavirus Spread?

How the coronavirus disease 2019 (COVID-19) spreads is currently unconfirmed. Based on knowledge about similar coronaviruses, it is believed that this coronavirus is spread mainly from person to person. The virus (SARS-CoV-2) becomes airborne when an infected person coughs or sneezes, and can travel up to six feet. It is also believed that the virus can be spread through contact with infected surfaces or objects. A person can get the disease (COVID-19) by touching a surface or object that has the virus on it and then touching their own mouth, nose, or eyes. This information is changing as more is learned about the virus so travelers are encouraged to check the CDC website for the most up-to-date information.

Why is Coronavirus Dangerous?

The coronavirus, sometimes written as "corona virus," is a highly contagious, pneumonia-causing illness that infects the respiratory system. Symptoms can include a fever and cough that may progress to a severe pneumonia, which causes shortness of breath and difficulties breathing. Symptoms of this disease may appear in as few as 2 days or as long as 14 days after exposure. The situation is evolving as more information becomes available. For the latest information, refer to the U.S. Center for Disease Control and Prevention (CDC).

Is There a Coronavirus Vaccine for Humans?

There are currently no vaccines available. Being proactive is the best method of prevention - wash your hands often with soap and water for at least 20 seconds, avoid touching your eyes, nose, or mouth with unwashed hands, and avoid close contact with people who are sick. If you are sick, prevent the spread of illness by staying home, avoiding contact with others, cleaning surfaces and objects with disinfectant, and covering your mouth when you cough or sneeze. Refer to the U.S. Center for Disease Control and Prevention (CDC) for the latest information on prevention.

Coronavirus & Cruises - Common Traveler Questions

If I get sick and quarantined on a cruise ship, does travel insurance cover me?

Possibly. Companies have different requirements for what is considered "quarantined", so it is important to read your policy or call to clarify coverage.

If I'm not sick and quarantined on a cruise ship, does travel insurance cover me?

Possibly. Like cruisers who get sick and are quarantined, those who are not sick but are still quarantined are subject to the same guidelines as defined by the provider and policy.

If I get sick with coronavirus on a cruise ship, will travel insurance help evacuate me?

It is extremely rare for travel assistance companies to arrange for evacuation off of a cruise ship. Typically, you have to be hospitalized first and the assistance company will work with the attending physician to arrange transportation to another hospital, or back home if required.

If I get sick with coronavirus on a cruise ship, who pays my medical bills?

If a traveler gets sick on a cruise ship and requires medical care, he or she may be able to file a claim with their travel insurance company to request reimbursement. It is important to keep all receipts and detailed documentation related to medical care received while on your trip.

If my cruise line cancels a cruise due to coronavirus, does travel insurance cover me?

Cancel For Any Reason selected, they may be able to be refunded a portion (typically 50-75%) of their insured pre-paid non-refundable trip cost if the cruise line cancels the cruise prior to departure and they decide to cancel their entire trip. Cancel For Any Reason is a time-sensitive benefit with some eligibility requirements, and you must cancel at least 2 days prior to departure.

What if I'm afraid to go on an upcoming cruise due to coronavirus?

Coverage is very limited, as typical travel insurance policies don't cover fear of travel. If the traveler has purchased a plan with optional Cancel For Any Reason selected, they may be able to be refunded a portion (typically 50-75%) of their insured pre-paid non-refundable trip cost if there is fear of traveling due to coronavirus prior to departure. Cancel For Any Reason is a time-sensitive benefit with some eligibility requirements, and you must cancel at least 2 days prior to departure.

Additional Travel Advice for Coronavirus

Stay informed of the latest information on the Novel Coronavirus by referring to:

• World Health Organization
• U.S. Center for Disease Control & Prevention
• U.S. State Department

Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions, and benefits. When in doubt, please contact one of our licensed agents for additional assistance.

Source: https://www.insuremytrip.com/

Travelore Tips: 4 Surprising Things Travel Insurance Covers

Travel insurance is know for covering common travel mishaps, such as a medical emergency or travel delay, but many travelers are unaware that their policy may cover a number of less common, but equally costly trip scenarios. Here is a list of 4 surprising scenarios travel insurance can cover in case you're working on any summer travel-related features. A Sick or Injured Travel Companion A common misconception is that travelers need to experience a medical emergency themselves in order to be covered to cancel or return home early from their trip. The Trip Cancellation and Trip Interruption benefits within a travel insurance policy can cover travelers to cancel their trip if their travel companion experiences an illness or injury before or during their trip, even if they are not listed on the same policy. Extreme Sports and Adventure Activities  While standard travel insurance policies usually limit coverage to more traditional adventure activities like hiking and snorkeling, some policies can provide coverage for a wide range of more extreme sports such as mountain climbing and scuba diving. Travelers who purchase adventure and sports travel insurance can be covered by the standard medical and cancellation benefits while participating in adventurous activities during their trip. A Work Emergency or Layoff  Many travel insurance policies include the Cancel For Work Reasons benefit, which can cover a traveler to cancel a trip or return home early if their pre-approved vacation time is revoked due to an unforeseen work requirement, even if they are self-employed. Some policies can also cover a traveler to cancel their trip in the event they experience an involuntary layoff or termination of employment. A Severely Damaged Home If a hurricane or other natural disaster severely damages a traveler’s home while they are away, most cancellation policies can cover the cost for the traveler to return home early, as well as any unused trip expenses due to the early return. Some policies can also refund travelers if their place of work is rendered uninhabitable.

About Squaremouth Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at www.squaremouth.com.

Cruise-Goers Can Stay Protected With Exclusive Travel Protection Plan #Cruise

SafeCruiseSM helps vacationers stay protected from the unexpected

 With cruise travel growing significantly year over year, VisitorsCoverage has created an exclusive travel protection product with handpicked travel insurance benefits to meet this demand. SafeCruiseSM is a trip protection plan that is designed to provide cruise-goers coverage for the most common mishaps related to this type of sea-bound sojourn.

From Canada to the Caribbean, Madrid to the Mediterranean, cruise travel is experiencing a boom. With millennials taking notice and baby boomers opting for convenience-based vacations, cruise travel has seen a more than 20 percent increase in passenger numbers since 2012. According to The Florida-Caribbean Cruise Association, an estimated 27.2 million people worldwide took a cruise in 2018, and with interest consistently growing each year, more vacationers than ever are expected to set sail in 2019.

Cruise travel can pose unique financial and medical risks that not all travel protection plans can cover, so VisitorsCoverage, in partnership with International Medical Group (IMG), handpicked benefits such as emergency medical evacuation, accident and sickness medical expense and trip interruption coverages to maximize meaningful coverage for cruise-goers.

Additionally, the plan can offer valuable "cancel for any reason" coverage, which can reimburse up to 75 percent of non-refundable trip costs if the insured needs to cancel for a non-covered reason. This benefit allows for more flexibility and simplifies the decision-making process for travelers.

"The SafeCruiseSM plan is filling a gap in the travel insurance industry to meet the demands from an increase in cruise travel being seen worldwide," said VisitorsCoverage CEO Rajeev Shrivastava. "With the creation of this exclusive travel protection plan, we are continuing our commitment to simplifying travel protection for travelers on a global scale."

"We are excited to work with VisitorsCoverage Inc. on SafeCruiseSM," said IMG's Vice President of International Sales, Amanda Winkle. "The travel industry has seen a rapid increase in demand for cruise vacations and SafeCruiseSM was created to meet the specific needs of those travelers. VisitorsCoverage continues to be a market leader, developing products to meet their clients' need."

As the New Year begins, VisitorsCoverage continues to work diligently to meet the needs of travelers, and SafeCruiseSM offers essential coverages for cruise-goers. By creating innovative new products to fit the needs of an ever-diversifying travel market, VisitorsCoverage continues to emerge as a leader in the travel insurance industry.

About VisitorsCoverage Inc. — Silicon Valley-based VisitorsCoverage Inc. is an InsurTech company operating in the travel insurance space and helping travelers acquire suitable travel insurance online by providing an insurance experience that is fast, affordable and hassle-free.

About International Medical Group: 
International Medical Group® (IMG®), an award-winning provider of global insurance benefits and assistance services for more than 25 years, enables its members to worry less and experience more by delivering the protection they need, backed by the support they deserve.

Insurance benefits in all SafeCruiseSM travel protection plans are subject to limitations and exclusions, including an exclusion for pre-existing conditions.

The above briefly describes insurance benefits that are part of travel protection plans. Please review the plan for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the plan, you may cancel your plan and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. Insurance benefits are underwritten by the United States Fire Insurance Company under form series T210 and TP-401. Crum & Forster is a registered trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018

With The Summer 2018 Hurricane Season Approaching You Should Consider Travel Insurance

InsureMyTrip reports an increased demand for travel insurance for travel this summer. As the 2018 hurricane season begins, licensed travel insurance agents at InsureMyTrip expect a 20 percent jump in call volume from travelers seeking insurance protection. Agents say the top concern of summer travelers is bad weather affecting travel plans. Hurricane season officially runs June 1 through November 30.

 

Summary

• Travel insurance agents expect a jump in call volume due to hurricane fears
• Some plans enable travelers to cancel a trip when NOAA issues a hurricane warning*
• Once a storm starts forming, it's considered a foreseeable event and insurance coverage will no longer be available to cover losses related to that storm

According to InsureMyTrip, 75 percent of customers will choose a comprehensive travel insurance policy for summer travel. This policy provides a variety of benefits including medical coverage, emergency travel services, baggage protection, trip cancellation and trip interruption coverage.

 

Here are some examples how insurance enables travelers to cancel a trip due to severe weather-related concerns under the trip cancellation benefit:

 

Cancel trip due to weather: when common carriers such as airlines and cruise lines cease service due to weather.

Cancel due to a hurricane warning: when a destination is under a NOAA-issued Hurricane warning.*

Cancel because of storm damage at destination: when a hotel, resort, or vacation rental is devastated and made uninhabitable by a storm.

Cancel because home is destroyed by storm: when the home of a traveler sustains destructive storm damage.

Cancel trip for any reason: this is an optional time-sensitive benefit that allows travelers to cancel a trip for any reason. This benefit includes specific eligibility requirements.

 

"Travelers clearly have concerns about bad weather hampering their travel plans. Choosing to buy insurance early --- before a storm is named --- is a smart way to protect their trip investment," says InsureMyTrip CEO Jim Grace.

 

Tip: Travelers concerned about hurricanes should purchase travel insurance early. Once a storm starts forming, it's considered a foreseeable event and insurance coverage will no longer be available to cover losses related to that storm. Only a few plans offer coverage for a NOAA-issued hurricane warning.

 

Travelers interested in learning more about protection plans for travel during hurricane season can visit www.InsureMyTrip.com or call (800) 487-4722 to speak with a licensed travel insurance agent.

5 Things You Probably Didn’t Know About Travel Insurance By Travelinsurance.Com

It can cover road trips. Often when we think of travel insurance, we think of long flights to exotic places, however insurance can be valuable in many situation, including the summer rite of passage: the road trip. If any part of your road trip has prepaid, non-refundable components, you should consider travel insurance. In addition, if your health insurance doesn’t cover you or your family while out of network, travel insurance with medical emergency coverage may be a good option. And if you are still confused by the Loss Damage Waiver (LDW) option with a car rental, many travel insurance plans offer optional car rental coverage which in many cases is more cost effective than what the car rental companies charge.

It can cover you in the event of pilot strikes. In most cases, airlines will not reimburse you for a flight that is cancelled or severely delayed due to an airline strike. Most travel insurance plans, however, include an unforeseen or unexpected labor strike within their trip cancellation or trip delay benefits. It's important to remember, however, that if you purchase a flight after a potential strike is announced, in most cases travel insurance will no longer cover that strike. 

It can cover you if you have to cancel your trip because of work. While most plans will cover you in the event you or your travel companion are laid off, many will also cover for reasons that go beyond this drastic life event. This could include being relocated, an important work requirement (notarized by your employer), if your organization is involved in a merger or acquisition (that you are directly involved in), or if your office is damaged by a natural disaster.

You can give it as a gift. Worried about your aging parents taking off for a seven-day cruise to the Caribbean? Or your sister planning her off-the-grid honeymoon? Travel Insurance can be a great way to take care of those you love, and ensure they can travel worry-free.

It can be an EASY process... Finding the right travel insurance plan doesn’t have to mean sifting through hundreds of offers. TravelInsurance.com chooses only the best providers, and makes it easy to not only compare plans, but to provide the details you want and need to make the best decisions for you and your travel companions.

 (Source) www.travelinsurance.com),